Scott DiGregorio
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Primary Residential Mortgage Inc.
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Real Talk: My Why

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Most people in my business take what I call a “drive thru” approach to my business.  People say something like “i’d like my payment to be 1800 per month” and the typical loan officer (LO) says – no problem.  You are qualified for up to $250K. I think that is a dangerous practice since most people don’t understand money. Most people shop around for interest rate and home price in their attempts to keep their payments affordable. The reality is that the S. Florida housing market can be very strange in terms of taxes, insurance and other factors that can negatively impact the payment 20x more – most people don’t know to look for that and most loan officers don’t even discuss that.  Also, most people make their decisions based on their current situation even though this decision will be with them for a long, long time.

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