Over the years, I’ve met many people who were turned down for a mortgage loan by another lender.
I showed every single one of them what they could do to correct the problems that got them denied. Sometimes they need to save more money for down payment & closing costs. Sometimes it’s an issue about being able to document their income. Sometimes it’s something on their credit report that needs to be taken care of.
In each of these cases, it is only a matter of time and understanding how to fix these problems.
I don’t give up on my clients, and I don’t say no — I say when.