If you purchased your home with less than 20% down and used either a conventional or FHA loan and you now have 20% of equity in your home, you should consider a refinance to remove the mortgage insurance.
Refinance
Should You Refinance to Remove PMI On Your Fort Myers Home?
If your current loan is an FHA loan than the mortgage insurance is permanent and you should get out of the loan
If your current loan is conventional, than your mortgage insurance can maybe be removed with a phone call and a new appraisal – allow us to explore that for you so you can see if a refi makes sense to do