- DiGregorio Difference
- Ask Your Mortgage Guy
- Reverse Mortgage
- Selling Your Home
- Credit Scores
- Real Estate
- Renovation Loans
- Home Buying Hacks
- Cash Out Refinance
- Taxes Justified
- Buying a Condo Hacks
- Non Conforming Loans
- First Time Home Buyer
- VA Loans
- FHA
Your Mortgage Guy DiGregorio Difference
DiGregorio Difference Ep 1: Shop w Bankers or Brokers
Have you already picked the home ???? you want or are still searching for a home? Now you may be wondering which would the best professional to consult with. Is it better to work with a bank? Or, is a broker the better option? In this video, I break down this heavily argued discussion.
DiGregorio Difference Ep 2: Why Use Me?
Are you thinking about getting prequalified? Have you already been prequalified? Do you know the “right” way the process should go? The truth is – most of the times, it is not done correctly and that can cost you BIG TIME! In this video, I explain ALL of the steps in the process if it is done right. A couple of minutes watching the video can save you years of aggravation and regret potentially.
DiGregorio Difference Ep 3: Upfront underwriting and why that matters to YOU!
Look, getting a mortgage is stressful and sometimes problems pop up. That is why we do the underwriting FIRST!???? We will have your loan approval in a couple of days! That makes your offer better, saves you time and grief! There are a lot of reasons and experiences we faced back then which triggered changes with our underwriting. I am not saying nobody else is doing it, there are others who do the same thing.. but we just DO IT BETTER.
DiGregorio Difference Ep 4: Rates Lock n Shop
Are you shopping for a home? Are you worried that rates are going to go up and your payment will get out of hand? Don’t worry – I have an extremely unique program that allows you to lock in your interest rate for up to 6 MONTHS even if you have not yet found a home? More details on my video, the program is just amazing!
DiGregorio Difference Ep 5: What Programs Are Out There?
Have you been turned down for a home loan ???? before and never wanted to try again? Tell you what.. new programs are coming out most are not even aware of. Maybe you have been declined for a mortgage in the last 3 months or 3 yrs doesn’t matter.. There are loan programs now where self-employed people, people with bad credit, or other unique situations. ???? Know more about these programs by watching this video.
DiGregorio Difference Ep 6: Debt Consolidation
Thinking of debt consolidation but you are too concerned of what numbers will show? ???? Or wanting too but you are hesitant because you are thinking that the credit pull will hurt your credit… Look, I can run the numbers for you and do a proper debt consolidation analysis without a hard pull on your credit and WITHOUT costing you any money!???? Watch the video to know more!
DiGregorio Difference Ep 7: Its Not The End – What we do to get you qualified
This happens to everybody and I tell you this…. honestly….I despise telling people they are not qualified. But the thing is.. it should not stop there! My mindset is always WHEN, when can we get you qualified. YES it takes time to fix, rebuild, re-qualify etc.. But my point here is I make sure I don’t stop until I can get you the loan you need!
DiGregorio Difference Ep 9: In-Depth Financial Analysis
I know I’ve talked in many videos about strategy sessions and part of those sessions are tools I use to make things more logical for clients. In this video I put more emphasis on Financial Analysis, ????buy vs rent, the 3 buckets, the negatives and how you should be looking at the numbers. All of those topics are in this video so watch it to know more!
DiGregorio Difference Ep 10: I can help you get your offer accepted!
Look, it is a terrible feeling when you find your dream home, make an offer and then find out that the seller rejected your offer. Watch this video for the 3 tricks I use to get my clients offers accepted – at the lowest possible price.
DiGregorio Difference Ep 11: Reliable Loan Process Through PRMI
Our new highly secure, online application DRAMATICALLY cuts down on the paperwork needed AND the time it takes to get you approved and closed. ???? It is faster than a rocket! ???? The mortgage industry has been using email as its primary technology for far too long. We have leaped light years ahead. Let me tell you more on this video.
DiGregorio Difference Ep 12: How Our Loan Process is Different
I have got to be honest here, buying a house is not a walk in the park.. where you find a house for sale, send an offer.. then sign papers and move to your new home… Buying a home is STRESSFUL????…. But one thing is for sure, I would always go the extra mile and start checking other boxes for you to make your home buying process less aggravating.
DiGregorio Difference Ep 13: What Happens After Closing
So you found a house, qualified for a loan, your offer got accepted, and closing day arrives and BOOM you now a proud owner of a home!???? But, now that you have closed, do you have a debt manager to help you? Do you know what debt management is? Watch this video – it may just open your eyes to an opportunity for more future financial security.
“Ask Your Mortgage Guy” Videos
Ask Your Mortgage Guy Jan 31 2020
I have a whole bunch of videos series ready make sure to visit my website. Questions or inquiries feel free to call : (239) 216-9358
Ask Your Mortgage Guy Jan 24 2020
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Ask Your Mortgage Guy Dec 6 2019
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Ask Your Mortgage Guy Nov 22 2019
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Ask Your Mortgage Guy Nov 8 2019
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Ask Your Mortgage Guy Oct 25 2019
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Ask Your Mortgage Guy Oct 18 2019
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Ask Your Mortgage Guy Sep 27, 2019
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Ask Your Mortgage Guy Sep 20 2019
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Ask Your Mortgage Guy Aug 30 2019
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Ask Your Mortgage Guy Jan 17 2020
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Ask Your Mortgage Guy June 28 2019
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Ask Your Mortgage Guy March 31 2019
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Ask Your Mortgage Guy May 3 2019
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Ask Your Mortgage Guy April 12 2019
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Ask Your Mortgage Guy March 1 2019
I have a whole bunch of videos series ready make sure to visit my website. Questions or inquiries feel free to call : (239) 216-9358
Ask Your Mortgage Guy Jan 18 2019
I have a whole bunch of videos series ready make sure to visit my website. Questions or inquiries feel free to call : (239) 216-9358
Everything You Need To Know About Reverse Mortgage
Reverse Mortgages and Your View on Inheritance
Listen, reverse mortgages have a bad rap and a lot of that has to do with the way the program worked BEFORE the changes. There are now tons of protections built into the loan nowadays to protect people. That being said though, there still needs to be some tough conversations about whether or not this might be good for you. The first one, in my opinion, is to think though your inheritance mindset. In this video, I provide some good food for thought so you can figure out the pros and the cons ????????
Good News! Reverse Mortgage on Credit and Income
You may be thinking “can I get a reverse mortgage on a bad credit?” perhaps you wanted to ask “I have low income,, will I qualify for a reverse mortgage?” the answer is mind blowing you wouldn’t believe it. In this short video I have revealed the answer, see for yourself. ????
Reverse Mortgage Used as a Purchase Mortgage
If you are in a situation where you have low income, with not enough funds to buy a home and when you are at the right age, this program may be perfect for you! How can you apply? ???? watch this short video as I explain how it is possible to use a reverse for purchase and ✌️ call or DM me I am always happy to help!
What Happens When You Owe More than your Home is Worth?
What Happens When You Owe More than your Home is Worth? (Don’t’ worry – your heirs are not going to be hurt) This is one of the biggest misconceptions about this financial tool! ???? In this video I have explained several steps of what your heirs will do when this situation happens. ????
Expert Tips On Selling Your Home
Understanding Market Statistics
Back with this awesome new series and this time you may wonder …. why the heck am I talking about selling a home? Look there is a ton of bad information out there and I need to clear it all up. I have been a real estate trainer at the local and state level for over 15 years so I have learned the tips and tricks you need to consider before listing your home for sale. You don’t want to miss one episode of this. ???? In this video I talked more about know the right value of your home. A lot of misinformation out there and I am here to clear the air.
Are You Considering Selling Your Home For Sale By Owner?
Are you thinking of selling your home For Sale By Owner? Technology of today helps FSBOs sell their home ???? online. BUT there may be issues along the way that affect selling a home if you do it yourself. ???? There are a lot of things you need to understand before making that decision and in this video, I explain some of the biggest. The process of selling is NOT a walk in the park… Let me tell you more on my video. ????
Should You List Your Home with a Discount Brokerage?
Now this question bears not just a little but a heavy weight because a lot of new offers and trends are coming out online and most of them are….. Hmmmm… meh?! You need to be mindful in making decisions especially when we are talking about selling your home. ???????? A lot of “cheap” “easy” offers are out there… but the real question is… Will you get what you pay for in the long run? The answer lies in my video make sure to watch til the end!
Properly Staging and De-Cluttering Your Home MATTERS!
One of the biggest challenges people have in selling their home without an agent is proper staging and proper staging can impact the selling price in a big way – learn the secrets here…. More about decluttering and how to properly stage your home on my video. Keep watching! Enjoy!
Home Repairs
Have you thought of repairing some utilities or even cosmetically updating your home before you sell it? or leave it as is? Aside from tidying up to stage your home. If you are already thinking of selling, consider to repair or update your home as it will benefit you in return. ???????? In this video, I give you some of the easiest and most inexpensive ways to maximize your selling price!!! Be sure to watch if you are considering selling your home anytime soon.
Top 5 Questions to Ask an Agent Before You Hire Them
Think about the concept of driving a car, you have a license to drive but there are only a few that are PROFESSIONALS – Those who are really GREAT at what they do. Same as hiring an agent to sell your home. There are a lot of licensed agents out there but only a few are professionals. In this video I outline the top 5 questions you need to ask before you hire an agent ???? YOU NEED A PRO because this is your home we are talking about selling.
Don’t Skimp in this one area
I see more and more people make this same mistake and I need to help everyone avoid it. This is such an easy thing to help get your home sold quickly and for the highest possible price.???? If you are considering hiring an agent and they are about to make this mistake – WRONG AGENT! BTW – if you need a good agent – hit me up – I know some of the best. C – YA!
What Could YOU Do to Get Your Home Sold
Listen, you can’t just leave the home in your agent’s hands, I know most of the job will be done by your agent, but shouldn’t you be involved in someway too? You can leave all the legalities, posting listings, online marketing and other promotions to your agent.???????? But you can also take part of the process by doing several simple things. Let me explain more on my video. ????
So You Are Not Getting Showings, Now What?
So here we are you have done everything, hired a good agent you trust, cleaned your home, removed the clutter even did a couple of cosmetic updates. But for some reason you are not getting any showings!! Why is that? What could you have done wrong????? Hmm… I can think of 2 reasons why, learn more about it on my video! ????
Are You Getting Showings But Getting No Offers?
So you are getting showings but offers are…zilch…nada…none…zero… I hate to be the bringer of bad news.. but.. it might be your home! ???? there are a couple of tips that I can share with you to turn your luck around. Maybe there is one thing that you could do????♀️ ????♂️ that can change the outcome. More about this on my short video!
How to Properly Select an Agent
Properly selecting an agent is very critical when you decide to sell or buy your home because there are a lot of factors that go along in this decision. Friends in the business? A top producer? Or, maybe someone brand new? Let me give you my 2 cents in this video. And remember, there are no RULES with this – every situation is unique ????
Proper Pricing Strategy
You don’t need any elaborate method to figure what to price your home for. But let me tell you this – planning and pricing your home way too high WILL KICK YOU IN THE NUTS! ???? In this day and age, people can gather data and know what your home is really worth without even going to showings!! Check out my other tips in the vid!
Credit Scores: Everything You Need To Know
FICO booklet A GIFT to YOU
Hey there! Instead of giving you tips today, I want to share and provide you with the link to My FICO Booklet! Feel free to download it here! I have used this booklet for years to help my clients (and I) learn EXACTLY how credit scores work. Download, read it, improve your credit – BAM!
Top 5 Tips to Improve Your Credit Score 1
I know improving your credit score can be a steep hike, I know because I have been there. All the more reason why I came up with this video… I have listed my top 5 tips and some of them will definitely shock you.???? Make sure to watch the whole video so you don’t miss any of these great tips!
When Do Things Fall Off From Your Credit?
Do you know that it does NOT take weeks or months for things to fall off of your credit? ???? Regardless if it’s just a minor gap or what not. It takes YEARS for those records to fall off of your credit report. Know the exact years depending on your situation on my video. ???? Once you know the timelines, you can start to plan your world – knowledge is power.
Paying Off a Collection Drops Your Credit Score
Wait.. what? Paying-off a collection drops my credit score??? Yes, you see the title right. In this video I have explained how and what the right move is in paying off collections. A good credit score impacts so many areas of your life and most people don’t know how they work – you definitely don’t want to miss this video!
Credit Building HACKS
Do you know that it does NOT take weeks or months for things to fall off of your credit? ???? Regardless if it’s just a minor gap or what not. It takes YEARS for those records to fall off of your credit report. Know the exact years depending on your situation on my video. ???? Once you know the timelines, you can start to plan your world – knowledge is power.
A Savings Account Can Help Your Credit
Have you heard about Murphy’s law? have you been in a situation where one problem adds up to another at the same time or day? And most of the time this law is messing with people’s money and spending and at most times it hits you RIGHT WHERE IT HURTS! Tell you what, in this video I have explained how you can duck and avoid “Murphy’s” punches and prevent yourself being knocked out!
Setting Up An Emergency Fund
So look, how do you set up an emergency fund? In this video I have this ultimate TIP on what to do when you start setting up an emergency fund. It is just a neat and awesome trick. To tell you frankly when I learned this trick, it helped me cope to any types of gut wrenching issues that involves “Murphy”.
Cash is KING – The best budgeting advice you’ll ever hear
This topic is very important to me and the reason why I am sharing this is because I want this advice to change how people think about budgeting, alloting, prioritizing money in general. I hope you find some valuable information in this video because doing the tips I mention here will put you on a path to financial independence – as it did for me. Enjoy!
How To Start Investing In Real Estate
What Type of Investor Do You Want to be?
I want to start off this new series with a question. What type of a real estate investor do you want to be? ???? In this video, I break down the 3 types of investing you can do to help you finally decide what type of Real Estate investor you can and should be. ???? ????♂️ As always, pros and cons to each and I discuss those as well.
Different Types of Investment Properties
On the kick-off episode, I discuss what type of investor do you want to be? Let’s discuss the 3 properties types you can invest in. Again, a lot of choices there and there are pros and cons to everything. Perhaps this episode will help you figure out where and what you should be putting your money in. Watch the entire series to know more about real estate investing.
Five Biggest Mistakes New and Seasoned Investors Make
We all make mistakes and a lot of times it is a pain in the butt! ???????? In this video I have listed the 5 most common mistakes investors make and how you can avoid them. Do you want to start investing in real estate? Real estate is a key to wealth and every millionaire knows that – start learning the tips and tricks now!
How Much Money Do You Need to Get Started
I get asked about this a lot, “How much money do I need to get started?”. ???? Per Fannie Mae and Freddie Mac guidelines we go for 15%, there is a big BUT there are some solid tips and tricks that can dramatically cut that figure down to as little as 3-5%!!! Watch my video for the specifics.
How Many Properties Can Be Financed
On the previous video I discussed how much money do you need to get started on real estate investments. In this video I talked about how many properties you can finance.. and I tell you, you wont believe the number ???? and the fact that YOU CAN actually finance it… well, that’s pretty sweet.
Tenant Strategies
Look, it’s all about tenants…and in this video I have explained how you can sustain that income property better. There are 5 main tenant strategies that the big boys know. Most people don’t know them and that is why I have outlined all 5 of them in this video. ???????? Please enjoy!
Income tax strategies that most people don’t know about
Building up an investment portfolio has to do with a lot more than just buying and managing properties. You also have to have a proper tax strategy and in this video, I lay out the strategies used by the big boys. You need to know them because not knowing them may cost you A LOT!
Your Mortgage Guy Renovation Loans
Ep 1: Renovation Loans Everything You Need To Know – FHA 203K
I want to kick off this exciting new series with the most common type of renovation loan, the FHA 203K. You may not have heard about this, or you have already come across it but would want to know more… So your “what the..” and “how the..”???????? are simply answered on this short video.
Ep 2: Renovation Loans Everything You Need To Know – Different Down Payment Options
Like I said from my previous video there are A LOT of NEW programs out there for renovation loans. But you may already have started to ask yourself.. “How much do I have to put down?” ???? I have listed numerous types of renovation loan programs so make sure to watch this short video!
Ep 3: Renovation Loans Everything You Need To Know – Small Renovations
What if you saw the house you want, you loved it but it just needs a little bit of work?????. Do you know that you can still move forward and close on your new home despite those little repairs needed on the house? Guess what there is a very unique renovation program for those type of situations. Watch the video to know what it is.
Ep 4: Renovation Loans Everything You Need To Know – How Much Renovations Can You Do?
You may have already asked yourself..”How much renovation cost can I finance on a home?” Guess what, you can do a TON more than most people think, ???? in fact the options will blow your mind! ???????? Let me tell you something really awesome on my video.
Ep 6: Renovation Loans Everything You Need To Know – Occupancy and Payments Needed
Ok, so you found a house that needs work. You may be thinking that while you are getting your home renovated, you are currently staying in a rental home. You may be worried of the payments on both.. tell you what… You DO NOT have to PAY for the mortgage of the house while you are having the home fixed!!! ???????? More about this on my video.
Ep 8: Renovation Loans Everything You Need To Know – Cons of Renovation Loans
Like I have said in most of my videos. its not all butterflies and rainbows, everything in life has pros and cons. You need to understand the cons or the negatives of renovation loans, ???? you don’t have to be afraid of them, you just need to understand them because once you do. You can make better decisions and if you don’t, you can get burned. I summarized several items you need to know on my video be sure to watch til the end!
Ep 9: Renovation Loans Everything You Need To Know – FHA Energy Efficient Mortgage
Solar energy is becoming a thing and it will still trend as more and more people are more concious of the environment and alternative and more efficient ways to save energy and money. I know for a fact that electric bills are crazy expensive, gas prices are high and that’s not going to change in the future. Now you may be thinking of improving your home with a solar panel for heating and cooling or thinking of properly insulating your attic. ???? ♻️ Guess what, there is a specific loan for Energy Efficiency improvements for your house! Watch this short video to know more.
Home Buying Hacks You Should Know
10 Home Buying Hacks You Should Know – Tip #1: Other Expenses
So you qualified for a mortgage! Yey!! You already are planning what your bedroom would look like or the color of your kitchen… Perhaps you are already shopping for homes? PLEASE DON’T!. I have outlined the 10 biggest mistakes buyers make – mistakes that could cost big! If you are not familiar with CDD’s, assessments, The Save Our Homes Act, the Biggert-Waters Flood insurance reform act, and more then you need to watch these videos. It could save you from making a mistake.
10 Home Buying Hacks You Should Know – Tip #2: CDDs and Assessments
Thinking of moving to a new community? or thinking of buying another home. Look there are some details about the property tax bill that could raise your payments hundreds of dollars AFTER you buy your home. Don’t get caught in this homeownership trap, it can hurt you!
10 Home Buying Hacks You Should Know – Tip #3: Seller Pay Closing Cost
Asking the seller to pay for the closing cost is quite common and, like all things, there are pros and cons. Please also keep in mind that the seller is not actually paying for the closing costs – You are still paying for it… ???? let me tell you about it on my video.
10 Home Buying Hacks You Should Know – Tip #4: Downpayment Options Pros and Cons
Look there are pros and cons to everything. I am not saying that others are ripping you off, or anything.. its a marketing thing. ????♂️ But to me I want to give you the TRUTH, what the perks are and also I will explain and let you know the quirks… You need to know these things.. why? because in the long run you do not want to regret your decision…. see my video to know more.
10 Home Buying Hacks You Should Know – Tip #6: Buy a Home at the RIGHT price
Back again with an awesome piece.. I speak from experience hear, I don’t just make up stories…this is REAL, everything in this video is from actual client situations where they get all excited and wanting to go all in. ???? In this video I give my expert opinion on why you should almost never buy a home at the max you are qualified for. Please don’t screw this one up – a few minutes watching this video will teach you an easy trick to know how much you SHOULD be spending on your next home. Enjoy!
10 Home Buying Hacks You Should Know – Tip #7: Points
Are you wondering how you pay points? and what points are and how d? I tell o you figure out if they make sense for YOU? DON’T go shopping without watching this entire series. I have detailed here how you can do the math yourself and see if paying points ???? will benefit you or not.
10 Home Buying Hacks You Should Know – Tip #10: Best Time of the Year to Buy or Sell
In your opinion…. When do you think is the best time to buy a home or sell? Dec? May? July? Aug? we can name all the months in the calendar.???? But let me tell you a secret. At most times now….. It don’t matter!!! Why? Watch my video for the answer.
Your Mortgage Guy Cash Out Refinance
Ep 1: Cash Out Refinance: Debt Consolidation: How to Run the Numbers (Spreadsheet vs Livability)
Lots of people got into trouble pulling equity out of their homes before the crash. That is why we have got to be careful doing that. Like anything else in life, there is a right way and a wrong way to do things. I am going to do a whole series on this make sure to watch all videos.
Ep 2 Cash Out Refinance: Debt Consolidation: Pros and Cons
If you are considering pulling out some equity and paying off some debt with it, you HAVE to watch this video. Doing that can be a great thing……or…..it can really hurt you long term if you don’t know the trap that many people fall into ???? Let me tell you more on this video how that happens.
Ep 4: Cash Out Refinance: Home Improvement Financing
If you want to use your home’s equity to remodel, fix, upgrade your home. ???????? ????♂️ How should you pay for it? Should you get a home equity line of credit or should you do a full refinance? What are the pros and cons? Which way is best for YOU? This video helps to break all of that down.
Ep 5: Cash Out Refinance: Debt Consolidation Refi Using Home Equity
If you are considering pulling out some equity and paying off some credit card debt with it, you HAVE to watch this video. Doing that can be a great thing……or…..it can really hurt you few years down the road. Let me tell you, it can be a trap! ???? … Don’t fall into the trap.
Ep 6: Cash Out Refinance: How to Start Your Real Estate Portfolio
The great Andrew Carnegie once said, “ 90% of all millionaires become so through owning Real Estate”. The biggest obstacle for new investors is the down payment and tapping into your home equity to purchase a piece of Real Estate, simply makes sense.
Ep 10: Cash Out Refinance: Dropping Mortgage Insurance on Refinance
Are you paying mortgage insurance now? Would you like to drop it? What if you don’t have enough equity? Would it still make sense to do a refi from an FHA loan to a conventional loan? Yes it would! Why you might ask? Watch the video – I’ve squeezed in enough information on my video so answer all of those questions and more – please make sure to watch it.
Your Mortgage Guy Tax Series
Taxes Justified Special Feature: High Tax State
Do you live in a high tax state? Are you thinking about having a property in Florida one day? Have you run your 2018 numbers with your accountant????????? ???????? Has the new tax plan hurt your bottom line? ???? More about this on my video, make sure to watch it.
Taxes Justified Ep 5: Why you need a good CPA
Look, ☝???? if you are self employed, or commission or whatever of that nature.. spending a couple more dollars to get someone who has that in depth knowledge will benefit you in the long run. I HIGHLY RECOMMEND this. Doing your taxes, the wrong way can end badly and in this video, I give a couple of those examples.
Taxes Justified Ep 6: Smart Idea for your Tax refund
It’s nearing the end of tax season, I want to share this awesome idea to you on what you can do with your tax refund. There are a lot of things you can do with it. Most would splurge on grand vacations and other things, ???? don’t get me wrong it is totally great, you deserve to spend however you please, right?
Your Mortgage Guy Condo Series
Buying a Condo Hacks Ep 1: What’s a Non-Warrantable Condo?
Are you thinking of buying a condo in the next year or two? Then you NEED to watch this video so you don’t get caught in trap. Some condos cannot be financed in a traditional way. Those condos are called a Non-Warrantable Condo ????… What makes it non-warrantable? Ill explain more in my video.
Buying a Condo Hacks Ep 5: FHA and Condo
“Condos and FHA mix like water and oil”… ☝️ Before you get all too excited on a condo you need to make sure that the condo you have picked is FHA approved. On my video are some more useful tips where to look and what to do. ???? BTW, if FHA doesn’t work, there are other options that I explain in the video.
Buying a Condo Hacks Ep 7: Conventional Financing
Are you thinking about buying a condo in the next year or two? Do you know about the extra steps that need to be taken to get a conventional loan on a condo? If you don’t, you could be very disappointed. In this short video, I explain the couple of things you NEED to know before you start.
Your Mortgage Guy Non Conforming Series
Your Mortgage FHTB Series
Ep 4: First Time Home Buyer: Special Perks
A lot of misguided information about First Time Home Buyer loan programs out there. Can be true.. and also can NOT be true… Check and see what the perks and quirks are on my video! If you have a specific situation and want to get the full details feel free to give me a call ???? I’d be happy to send you the details!
Ep 5: First Time Home Buyer: Downpayment Assistance Options
It may be enticing at first….but….in the end something’s gotta give, and most of the time it will be the lendee. Let me tell you why, watch my video below I summed up just enough information of what you need to know. Give me a call ???? if you want to know more.
Ep 7: First Time Home Buyer I Want to Buy a House
First Time Homebuyers have asked the same question to themselves,, “Ok I saw the home I really want…. now what? What should I do first?” First things first! ☝️ Seek professional assistance! Call Your Mortgage Guy! You do not want to get tangled in the “noodle” of misinformation that is out there!