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FHA Streamline Refinance

If you have an FHA loan and you are thinking about refinancing but you do not have enough equity, then an FHA streamline refi might make the most sense.

These loans have simpler approval criteria and reduced closing costs making this an easy refinance solution.  One thing to keep in mind though is that FHA mortgage insurance is permanent, therefore, it is often better to switch to a conventional refi where the mortgage insurance can eventually come off.  There are pros and cons to both so please reach out to us so we can do an analysis based on YOUR specific situation to see which option is best for you.