Talking about the difference in using me…
why do I work with Primary Residential Mortgage
And this time I want to talk about a sad result
You are all excited to buy a home and decide this is the time
You come and meet with me, you apply with me
And for any one of multitude of reasons, you don’t qualify
Look, despite all the years of doing this
I despise telling that to people
And as a result to that I don’t
Look, my mindset is never NO
My mindset is always WHEN
When can I get you into a home
What do I have to do to get your mortgage ready
Look, credit is a big piece of this right,
I can do a whole other video of the financials, like the taxes and income
But, I want to talk credit on this video
Because credit is such a misunderstood thing
By the way if you haven’t watched my whole series on credit
that’s really valuable. But anyway, here is what we do
If you do not qualify for any reason, credit related reason
We are going to monitor your credit
Now, we don’t pull your credit, we don’t hurt your credit
We don’t take your credit.
But we are going to monitor your credit with a system we have
And what that system does is. It enables us to be alerted
When your credit meets our minimum qualifying standards
Which are some of the most aggressive in the industry
So what happens is, if you don’t qualify on day 1
And maybe a month, 2 months or 2 years down the road, you do
You are going to get notified via email
You are going to get a piece of mail
And I am going to get notified as well
Now I have all kinds of information I provide to people
To help educate them on credit. I am not allowed to give out credit repair
Referrals or advise or anything, but I can certainly educate people on credit
So, that’s what I’ve done (and still do)
I just want you to know, that if you don’t qualify on the front end
I am going to put together a plan
I am going to educate you on what you need to know
And I am going to monitor things.
So at some point down the road…
You are going to be celebrating the Holidays in your new home.
I’m Scott Digregorio, Your Mortgage Guy
I look forward talking to you, take care
