
Continuing on with the PRMI Difference
Why use me and why do I work where I work
And look, I don’t know if you know this or not
But the primary technology that people use in my industry is still email.
And let me explain, so look, you found your dream home
Hopefully you have watched the video, the harps are playing and light all that good stuff
And then you put in an offer and I made the phone call
and all the things I did to get the offer through
Great news! Your offer got accepted.
So now you have to make loan application
And you have to start providing any missing documentation and what not
And for years that has been done the same way, to be honest with you
It’s not done much different today than it was
20 something years ago when I got in the business
When I got in the business, it was paper now its computer
It’s still basically the same, I don’t know if you realize this but stuff gets hacked
The way it traditionally works is you take an application over the phone
And then you meet with somebody and sign everything
whatever paperwork you need you email back and forth
I don’t know about you, but I am not really stoked about emailing my tax returns
and my Social Security number or my W2s and that’s the way its done
Look, we have an amazing application technology and it is designed
And it is just designed to totally change the process, check it out
First off – its a link by going to FloridaLoanApp.com
At FloridaLoanApp.com, you can create an account and you enter your own information
Here’s the thing, it’s so intuitive where you are typing in addresses (cut)
For example you type in your bank account information
it can automatically pull out bank statements
It can automatically extract certain things from there
You have large deposits we have got to deal with
Do you receive social security or pension income
And it’s taking that information and filling out the application for you
using all the latest AI technology. It’s cool as heck
And then there in the backend of it
whatever paperwork you need, you need less right
because it is auto verifying things
But you still need some paperwork and whatever paperwork is left
An AI engine is building this, instead of me giving you the standard
Like these are the 11 things everybody needs for mortgage
It’s your specific 3 things, your specific 7 things
And then you can upload those documents as simply as taking a picture
With your phone and uploading it
So, it’s just a different experience.
It is just designed to save you so much time, so much hassle, so much aggravation
so much miscommunication.
The front on my mind with this whole thing, is it is so much more secure
And that way, you and I we are looking at the same portal, the same information
It just makes a different experience and a much better one.
Anyway that’s what I got for you
I’m Scott DiGregorio, Your Mortgage Guy
I’ll see you on the next video, take care