Talking to you about more of the differences,
why work with me, why do I work with Primary Residential Mortgage
And I want to talk about programs this time. Loan programs
It is getting aggressive and I have referenced this on other videos
Look, when I got into the business in the 90’s
We were all product sales people, Whoever had the lowest downpayment
that type of thing is what people went to
And then the crash happened and everybody had the same loan programs
And we are now getting back into a point.
Where the further we get away from the 2008 crash
The more programs that are out there
There are programs now for people with bad credit
There are programs out there now for people with recent foreclosures and short sales
There are programs out there now for people where you could use (for self employed people)
other means to verify income outside of tax returns… on and on and on..
You know what, by the time you see this video there are probably 3 more programs
that I don’t even know about yet. But here is the thing..
The programs that are continuing to expand that I had access to
Every single program that I have ever heard of
Cut—
The one or two things that I know I don’t do
For example, bridge loans, I have great competitors in town that do them
So, if I can’t help you I can steer you in the right direction
But programs are getting aggressive
Maybe you have been turned down for a mortgage in the last 3 months or 3 yrs
Or maybe you have been told that to qualify for a mortgage
You have got to do X Y and Z with your taxes you’re not comfortable doing
Look, just because somebody said “no” to you yesterday
Does not mean that you can’t be told yesterday
If that is the situation, reach out to me. Don’t make assumptions
whether or not there are programs out there for you
You might be shocked of the programs that are out there and they are expanding day by day
I’m Scott DiGregorio, Your Mortgage Guy
I’ll see you at the next video, take care
